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Boomers! You may have heard of Robert Kiyosaki's series of books on our personal/ business finances and national economy. I highly recommend all and any of his many topics in the Rich Dad series of books.
He has just released a free book on www.ConspiracyoftheRich.com which can be downloaded. The first chapter was published yesterday. Check it out. We Boomers need to educate ourselves as much as possible!

Denny
Cincinnati

About the Project
The Right Book. The Right Time. The Right Price.
Robert Kiyosaki, author of the #1 bestselling personal finance book of all time, Rich Dad Poor Dad is taking a new approach with his next book. He’s releasing the book, Conspiracy of the Rich: The 8 New Rules of Money, online — for free. And he’s inviting readers to participate in the writing process.
Conspiracy of the Rich: The 8 New Rules of Money, will be an interactive project in which Kiyosaki will not only offer his written ‘draft’ chapters online, but invite feedback, commentary and questions from readers across the globe via website forums and blogs. Reader feedback will then be incorporated into the book as it is written and released, chapter by chapter, on the Internet. This bold and unique approach will enable the millions of people around the world who have put the Rich Dad principles to work in their lives — as well as those who are challenged by today’s harrowing economic times — to engage directly with Kiyosaki and literally help him shape his new book as it is being written.
“We are living in tumultuous, unsettling and frightening economic times,” said Rick Wolff, Vice President and Executive Editor for Hachette Book Group, publisher of Rich Dad Poor Dad and the 26 books in the Rich Dad series, “and Robert believes that people today, perhaps more than ever before, are hungry for information and financial education. The fact that he is committed to writing and distributing a new book to the world for free is amazing to us, and indicative of his genuine concern for the challenging economic times in which we live. Today, more than ever, the world needs a voice they can trust and someone they can rely on to deliver the cold, hard facts about what is really happening in the world.”
“This is the right book, at the right time, at the right price,” says Kiyosaki, in reference to the free and universal access to this book. “This is not the time for traditional answers. The time for this book is now — and the Web will let us do that.”
About the Book
Conspiracy of the Rich: The 8 New Rules of Money will share Kiyosaki's view of global economics and explore why people are now finding themselves challenged by these turbulent times. Kiyosaki will not only provide people with solutions to their financial problems, but explain what created today’s economic chaos — and how it can be eased. Conspiracy of the Rich: The 8 New Rules of Money will reveal that what appears to be the worst of times is actually an opportunity in the making, and a chance for people to invest in their financial education.

Today was a major event as President elect Obama became our country's 44th president. Many of us Boomers are well read and schooled on the history of slavery or remember the discrimination, Jim Crow and the marches and the struggles of African Americans throughout our Boomer history. No matter what your party affiliation or political stand today, we changed into a peaceful transition of power. Let's pray the direction in our Country will be based on wisdom and faith! And thank you to our past President on the tough decisions he had to make in difficult times to protect us.

Denny Riedmiller
Cincinnati, Ohio

In the literature of Boomer history there appears to be two key divisions in our Generation. The first are The Early Boomers born between 1946 and 1955; the second born between 1956 and 1964. Is there a difference, Yes! Let's talk about the first wave, which is mine, since I was born in 1952.

Early Boomers
The Cold War era of anticommunism and pro-corporatism created a nuclear family of a unique order. Those Boomer tended to be from white, suburban, middle-class, married and nuclear families. Technological innovations created some confusion of how to raise families, who encouraged Spock babies with positive reinforcement and full-time parenting. Childhoods were filled with vast changes in institutions, social and the media. Schools and churches exploded in rapid membership. The Mickey Mouse Club, which began in 1955, modeled a teenage lifestyle of carefree consumerism rather than an idealization of motherhood or family.

In our teens, we Boomer's transformed our families and institutions. Marketing expanded to meet desires of self-expression. Remember being "mod" and rock and roll music! By the late 1960's, anti-material, futuristics youth who had higher discretionary incomes from their parents, had greater recreational outlays that the previous generation. Free expression resulted in; long hair as personal expression, alternative clothing, drug use, and protesting the Vietnam War.

The Late Boomers
Unlike the Early Boomers, who were born between 1946 and 1955, late Boomers were born between 1956 and 1964 and sometimes referred to as the "forgotten" members of the group. The American notion of raising the ideal child changed to managing them. Teenagers in the 1970s retreated from the political activity of the past into a more consumer-based exploration of peer-based belonging. Drug use rose dramatically, women's liberation and sexual liberation.

The overall history of our Generation is an interesting history. Just be aware of the two major divisions, which I'm sure many of you will be wanting to share.

Denny Riedmiller
Cincinnati

Fellow Boomers. Below is an article published by The Examiner yesterday. It reviews what can happen when states institute mandated health plans for their citizens. As a Baby Boomer you need to be informed and educated on any and all changes in our health care system. There is movement in both Houses of Congress and our new President for radical reform. Be aware of the word "radical" in the months to come. Our system, though not perfect, sure beats government plans.

Best regards,
Denny
Cincinnati

Universal coverage? First, look at the disaster in
Massachusetts
By Examiner Editorial
- 1/11/09
To much fanfare from both right and left in 2006, Massachusetts became the first state in the nation to require all residents to buy
health insurance. A new state health insurance clearinghouse was created, with taxpayers subsidizing those who couldn’t afford to buy
coverage. Then Gov. Mitt Romney, a Republican, promised that “every uninsured citizen in Massachusetts will soon have affordable
health insurance.” Yet just two years later, Romney’s much-heralded “solution” — touted by many as the model for a national
program — has become an embarrassing flop.
Just a year after the universal coverage law passed, The New York Times reported, state insurers were already jacking up rates to
twice the national average. According to Dr. Paul Hsieh, a physician and founding member of Freedom and Individual Rights in
Medicine, 43 mandatory benefits — including those that many people did not want or need, such as invitro fertilization — raised the
costs of coverage for Massachusetts residents by as much as 56 percent, depending upon an individual’s income status. So much for
“affordable” health care.
Small businesses with more than 10 employees were required to provide health insurance or pay an extra fee to subsidize uninsured
low-income residents, yet the overall costs of the program increased more than $400 million — 85 percent higher than original
projections. To make up the difference, payments to health care providers were slashed, so many doctors and dentists in
Massachusetts began refusing to take on new patients. In the state with the highest physician/patient ratio in the nation, some people
now have to wait more than a year for a simple physical exam.
The irony is that Massachusetts officials reluctantly admitted that, despite increased enrollment, the state is still far from universal
coverage — the original goal of the landmark law. To make matters worse, Massachusetts is grappling with a multibillion-dollar
deficit while Democratic Gov. Deval Patrick desperately tries to slow down those still-spiraling health care costs, which he said last
week were “not sustainable.”
If this sounds just like Canadian-style socialized medicine, that’s because it is. Massachusetts residents now pay more for less access
to health care, yet their state still has an uninsured problem!
Government mandates — even those originally billed as “market-based solutions” — always turn into a “rights-violating road to
disaster,” Hsieh says. Barack Obama’s health policy advisers should take a good look at the smoldering wreckage in the Bay State
before trying to impose any such “universal coverage” on the rest of the nation.